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Read Your Policy Carefully. This brochure contains summaries of coverages that are available. For a complete description of coverages, exclusions, conditions and limitations, please refer to and read your policy carefully.  Coverages underwritten by one of the following: In CA: AFH Insurance Company and American Modern Insurance Company. Other States: American Modern Home Insurance Company, American Family Home Insurance Company, American Southern Home Insurance Company, and American Modern Select Insurance Company.
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